Write an advance tax reminder for your clients

Advance tax is paid in instalments through the year: 15%, 45%, 75% and then 100% of the year's tax. Before each one, you send clients the same message. The instalment is due, here is how much, please pay by the date.

AI can write this message in a few seconds. The risk is the numbers. AI can get a sum wrong, and it may add an interest figure or a rule you never gave it.

So you do the numbers. The AI only writes the words.

Work out the numbers first

Before you open the AI, write down:

• Client: Vikram
• Year: FY 2026-27
• Instalment: third, 75% of the year's tax, due 15 December
• Estimated tax for the year: ₹4,20,000
• Paid so far: ₹1,90,000
• To pay now: ₹1,25,000

Here is the sum: 75% of ₹4,20,000 is ₹3,15,000. Take away the ₹1,90,000 already paid, and ₹1,25,000 is left. You worked that out, not the AI.

What to ask

Write a short WhatsApp message reminding a client to pay an advance tax instalment.

Details (use these exactly):
- Client: [Vikram]
- Financial year: [FY 2026-27]
- Instalment: [third instalment, 75% of the year's tax, due 15 December]
- Estimated tax for the year: [₹4,20,000]
- Paid so far: [₹1,90,000]
- Amount to pay now: [₹1,25,000]

Rules:
- Copy every amount and date exactly. Do not work out any new figure.
- Do not mention interest, a section of the Act or a penalty unless it is in the details above.
- Say what to pay, by when, and that you can send the payment link or help if needed.
- Under 90 words. Polite and calm. Use *bold* for the amount and the date.

What to check before you send

1. The amount. It should match your sum, digit for digit. Watch the commas: ₹1,25,000, not ₹12,50,000.
2. The date. Check the due date yourself. Don't take it from the AI.
3. Anything you didn't give it. If the message mentions interest, a section or a percentage you didn't give, delete it, or check it before you send.
4. Tone. This is a reminder, not a warning. If a line sounds like a notice from the department, soften it.

If you want to mention interest

Paying an instalment late can cost the client interest. If you want the message to say how much, work it out yourself and add a line to the details, such as "Interest if paid late: ₹[amount]". Don't ask the AI to work it out.

Why this works

The sums happen before the AI sees anything. Its only job is the wording, and wording is what it does well.

The rule "do not mention interest or a section unless it is in the details" stops it adding a rule that sounds right but may be wrong for this client.